Do I have to have a house I want to buy before I get pre-qualified? - valoanstexas.com

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Do I have to have a house I want to buy before I get pre-qualified?

0
08 Aug 2012
by Shirley

No, in fact it is better to get pre-qualified before you find a house you want to buy. The reason for this is through the pre-qualification process we will be able to tell you how much you are pre-qualified for, and that way you will know what price range of houses you should be looking at.

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The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock.

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Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Dept. of Housing and Urban Development, the US Dept. of Veterans Affairs, the US Dept. of Agriculture, Texas Veteran Lands Board or any other government agency.


*Interest rates are set weekly by the Texas Veterans Land Board and are subject to change based on when you lock your interest rate. Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. Click HERE for an example.
Shirley Mueller
Sr. VP of Veteran Lending
Specializing in Texas Vet & VA Loans
NMLS ID: 336103

3809 Juniper Trace, Suite 100
Austin, TX 78738

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

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When you press SEND your information will be sent to Shirley Mueller or a member of her team who will contact you to review your information. Your credit won’t be checked until you provide your permission and Shirley has reviewed your information with you and answered any questions you may have. By submitting your phone number you are providing express written consent for Guaranteed Rate, Inc. and its affiliates, agents, and service providers to contact you at that number regarding products or services, including via auto-dialed and/or prerecorded or artificial voice calls and text messages (SMS and MMS), or email even if your telephone number is a cellular number or on a corporate, state, or the National Do Not Call Registry (DNC) or other do not contact list. You may also reach us at 866-934-7283 or by utilizing our services at Loan Options. You may opt-out at any time by emailing us a Do Not Call Request at DNC@rate.com and providing your phone number. Your consent is not required or a condition of any purchase. Message and data rates may apply. You also consent to our SMS terms, Privacy Policy and Terms of Use. By communicating with us by phone you consent to calls being recorded and monitored.