A Certificate of Eligibility (COE) is a document issued to you by the Department of Veterans Affairs certifying that that you are eligible for the VA guarantee. In order to obtain your COE you can fill out form 26-1880 and mail it to the Veterans Affairs service center in Winston Salem, North Carolina. If there is a Veterans Affairs office in your area you may be able to obtain your COE in person by bringing form 26-1880 and your military ID or driver license.
However, the easiest way is for us as your lender to pull it through the Department of Veterans Affairs ACE (Automated Certificate of Eligibility) system. As a VA approved lender, we have access to ACE and can usually obtain your COE online in a matter of minutes.