The maximum amount is $484,350. There is also a jumbo program where the Veteran borrower must contribute 25% of the amount over the base $484,350 limit. In certain high-cost areas (which are outside Texas) the maximum amount for a VA Loan may be increased.
However, the amount each Veteran borrower (and a spouse if applicable) can get is dependent on their income from their jobs and liabilities or debt payments for things like cars or credit cards. As mortgage professionals that specialize in Texas Vet & VA Loans, we can help you determine your debt to income ratio and subsequently let you know the maximum amount you can qualify for. This process is known as Pre-Qualification.