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Texas Vet Loan Rates

The Texas Vet Loan Program offers exceptional financing options for veterans and active military servicemen to purchase homes. It helps them get mortgage loans at competitive interest rates much lower than conventional loan interest rates set by the Texas Veterans Land Board (VLB).

Suppose you are a veteran and planning to get a Texas vet loan for your primary home purchase. In that case, you need to understand the keys to determine Texas vet loan rates and when they vary to maximize to maximize your savings.

Also, veterans with a VA disability rating of 30% or more can access an additional discount rate, which can support their dream of buying a house.

Understanding Texas Vet Loan Rates

Weekly Texas Vet Loan Rate Updates Rate Setting
  • Rate Setting: The Texas Veterans Land Board or VLB establishes the interest rates for Texas vet loans.  
  • Update Schedule: The interest rates are updated weekly on Friday at 5.00 PM. Therefore, the rate published for the next week typically shows the current rate available according to the VLB’s latest update.  
  • Publication: The VLB website publishes the updated Texas vet rate on the right sidebar at the top of most pages. You can check the website anytime to find out about the current Texas veterans mortgage loan rates.  
Checking The Texas Vet Loan Rates  
Veterans and their family members can stay updated about the Texas Vet Loan rates on the VLB website.
If you are planning to apply for a loan, you can visit our website and check the interest rate regularly. We have a dedicated section where you can quickly find information on the current Texas Vet Loan Rate.
Discount Eligible for Veterans with A VA Disability Rating  
  • Eligibility for Discount: Veterans with a VA disability rating of at least 30% are qualified for a discount of 0.5% on the starting loan rate. This additional discount on the Texas land vet rates is a significant advantage for veterans who suffered from an injury, illness, or any type of physical impairment during their active military service.  
  • Impact of the Discount: The discount on Texas vet land board rates helps veterans earn sufficient savings over the lifetime of their loans. The discount decreases the monthly mortgage payment and the total interest amount to be paid.  
  • How to Qualify: Veterans who seem eligible for a discount on Texas vet loan rates must provide evidence of their VA disability rating to qualify for the loan. They must provide documentation of their VA disability rating during the loan application process.   
Why This Matters? 
  • Cost Savings: The interest rate on Texas vet loans impacts the monthly payment and the total loan cost. Hence, a lower rate of interest means you pay less throughout the life of the loan, which can add to your savings. 
  • Planning: You can know when Texas Land Board rates are updated, which helps you plan the loan application wisely. You can apply for a vet loan when the rate is considerably lower and secure higher savings.  
  • Accessibility: The Texas Vet loan program also comes with an additional discount for VA disability rating. This makes the program more accessible to veterans and lets them easily earn homeownership as valuable recognition for their military service, dedication, and sacrifices.  

Texas Vet Rates

Interest
as Low As
1 %
APR**
as Low As
1 %

Down payment: 0% & Term: 15, 20, 25 & 30 Yr Fixed 
Click HERE for important disclosures

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CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loan in Texas. NMLS License #3029 | MB.803095 | NMLS Consumer Access | CFPB

Shirley Mueller

Sr. VP of Veteran Lending Specializing in Texas Vet & VA Loans NMLS ID: 336103

6601 Vaught Ranch Rd, Suite 101 I, Austin, TX 78730

888-788-4977

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**The advertised rates and points listed are subject to change at any time without prior notice and may not be available to all borrowers. These rates are predicated on specific assumptions and lending scenarios. The actual rate available to you can vary depending on your personal details, such as your credit score, the amount of the loan, your down payment, and our internal lending criteria. The rates provided are for a fixed rate mortgage, but they will differ depending on the loan term and property location. Additional rates, points, and loan terms might be available. Approval of all loans is contingent on credit and property evaluations. Property insurance is mandatory, and flood insurance might also be necessary.

Interest rates for the Texas Vet program are set weekly by the Texas Veterans Land Board and are subject to change based on when you lock your interest rate. Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. Click HERE for an example.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact  CrossCountry Mortgage for current rates and for more information.

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