Texas Disabled Vet Loan Benefits

Texas Veteran Loan Benefits for Disabled Veterans

Funding Fee Exemption: Similar to the VA loan benefits, disabled veterans with a service-connected disability rating of 10% or more are also exempt from the VA funding fee when the loan is processed as a VA Loan under the Texas Veteran Loan program.
Interest Rate Discount: Veterans with a service-connected disability rating of 30% or more are eligible for an additional discount of 0.5% off the Texas Vet Loan rates. This discount further lowers the cost of borrowing and is in addition to the already competitive rates offered by the Texas Vet Loan program.
Texas Property Tax Exemptions: Veterans receiving disability compensation from the U.S. Department of Veterans Affairs for a service-connected disability may qualify for a property tax exemption on some or all of the value of their primary residence in Texas. Detailed information about these exemptions and how to apply can be found on here: Disabled Veterans: Texas Property Tax Benefits

Additional Housing-Related Benefits

Disabled veterans in Texas may also be eligible for other housing-related benefits, which include:

Specially Adapted Housing (SAH) Grants: These grants are designed to help disabled veterans by funding necessary modifications to their residences, making them more accessible. Modifications can be made to both temporary and permanent homes. For more information, veterans can visit the Department of Veterans Affairs website and look up Specially Adapted Housing grants.

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CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loan in Texas. NMLS License #3029 | MB.803095 | NMLS Consumer Access | CFPB

Shirley Mueller

Sr. VP of Veteran Lending Specializing in Texas Vet & VA Loans NMLS ID: 336103

6601 Vaught Ranch Rd, Suite 101 I, Austin, TX 78730

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**The advertised rates and points listed are subject to change at any time without prior notice and may not be available to all borrowers. These rates are predicated on specific assumptions and lending scenarios. The actual rate available to you can vary depending on your personal details, such as your credit score, the amount of the loan, your down payment, and our internal lending criteria. The rates provided are for a fixed rate mortgage, but they will differ depending on the loan term and property location. Additional rates, points, and loan terms might be available. Approval of all loans is contingent on credit and property evaluations. Property insurance is mandatory, and flood insurance might also be necessary.

Interest rates for the Texas Vet program are set weekly by the Texas Veterans Land Board and are subject to change based on when you lock your interest rate. Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. Click HERE for an example.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact  CrossCountry Mortgage for current rates and for more information.

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