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VA Appraisal Fee in Texas

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Understanding VA Appraisal Fees in Texas for Veterans

Welcome to our dedicated page for veterans in Texas seeking to understand VA appraisal fees. The VA appraisal is a critical step in the VA home loan process, ensuring that the property you’re interested in meets the Department of Veterans Affairs’ standards for safety, livability, and value. Below, we’ve outlined the current VA appraisal fees for Texas, effective May 1, 2026, to help you budget and prepare for your home purchase.

VA Appraisal Fees for Texas

The VA sets specific appraisal fees for various types of properties. These fees are standardized across the state but can vary based on the property type and county. Here’s what you can expect to pay for a VA appraisal in Texas:

Property TypeStandard CountiesSeven-Day CountiesHigher-Fee Counties
Single Family Home$775$800$900
Individual Condominium$775$800$900
Manufactured Homes$825$850$950
2-4 Unit Multi-Family$900$925$1,050

Seven-Day Counties in Texas: Bell, Bexar, Collin, Comal, Coryell, Dallas, Guadalupe, Harris, Montgomery, Tarrant and Williamson

Higher-Fee Counties in Texas: Andrews, Borden, Cochran, El Paso, Foard, Hidalgo, Howard, Kenedy, Kent, King, Leon, Loving, Maverick, Reeves, Roberts, Stonewall, Throckmorton, Val Verde and Winkler

VA Appraisal Timeline

VA’s target for completing a VA appraisal is 7 business days in 11 Texas counties and 10 business days elsewhere, counted from the first business day after the appraisal is assigned (weekends and federal holidays excluded). This ensures a swift process, allowing veterans to move forward with their home purchase without unnecessary delays.

Learn the complete VA appraisal timeline and what to expect at each step.

Why is a VA Appraisal Important?

A VA appraisal serves multiple purposes:

  • Determines the market value of the property you wish to purchase, ensuring the loan amount is appropriate.
  • Assesses the property’s condition, confirming it meets the VA’s Minimum Property Requirements (MPRs) for safety and livability.
  • Protects your investment by identifying any significant issues that may affect the property’s value or your quality of life.

Additional Information

  • The fees listed are specific to VA loans and are separate from any home inspection fees. We highly recommend obtaining a home inspection in addition to the VA appraisal for a comprehensive assessment of the property’s condition.
  • VA appraisal fees are subject to change. Always confirm the current rates with your VA-approved lender during the loan application process.

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