VA Appraisal Fee in Texas

Understanding VA Appraisal Fees in Texas for Veterans

Welcome to our dedicated page for veterans in Texas seeking to understand VA appraisal fees. The VA appraisal is a critical step in the VA home loan process, ensuring that the property you’re interested in meets the Department of Veterans Affairs’ standards for safety, livability, and value. Below, we’ve outlined the current VA appraisal fees for Texas, effective as of December 1, 2021, to help you budget and prepare for your home purchase.

VA Appraisal Fees for Texas

The VA sets specific appraisal fees for various types of properties. These fees are standardized across the state but can vary based on the property type and county. Here’s what you can expect to pay for a VA appraisal in Texas:

Property TypeStandard FeeHigh-Demand Counties
Single Family Home$675$800
Individual Condominium$675$800
Manufactured Homes$725$850
2-4 Unit Multi-Family$800$925

High-Demand Counties in Texas: Bexar, El Paso, Guadalupe, Harris, Hidalgo

Appraisal Timeliness

The standard timeframe for completing a VA appraisal in Texas is 10 business days. This ensures a swift process, allowing veterans to move forward with their home purchase without unnecessary delays.

Why is a VA Appraisal Important?

A VA appraisal serves multiple purposes: 

  • Determines the market value of the property you wish to purchase, ensuring the loan amount is appropriate. 
  • Assesses the property’s condition, confirming it meets the VA’s Minimum Property Requirements (MPRs) for safety and livability. 
  • Protects your investment by identifying any significant issues that may affect the property’s value or your quality of life. 

Additional Information 

  • The fees listed are specific to VA loans and are separate from any home inspection fees. We highly recommend obtaining a home inspection in addition to the VA appraisal for a comprehensive assessment of the property’s condition. 
  • VA appraisal fees are subject to change. Always confirm the current rates with your VA-approved lender during the loan application process. 

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