About SHIRLEY MUELLER

Texas Vet & VA Loan Specialist Shirley Mueller

Since 2003 Shirley has originated well over 3000 Texas Veteran and VA Loans.  She has helped Veterans in almost every possible circumstance including active duty personnel deployed overseas, returning home, or with PCS orders…

She also regularly helps separated Veterans who may have income that includes Military retirement, disability and social security.  And she frequently helps spouses of Veterans who find themselves handling the home purchase or VA loan refinance for their family.

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Testimonials

What Our Clients Say

Excellent
Based on 67 reviews
Jonathan Stafford
Jonathan Stafford
Shirley and her team are wonderful! As a first time home buyer this process was extremely frustrating and tiring. I went through two other mortgage companies before finding Shirley and her team. Their attention to detail was amazing. They are kind and understanding and really care about the things that you care about. They take the time to listen and are there to help you work through anything that might arise. As long as you are 100% open and honest with them I truly believe there is nothing that they cannot achieve. I 100% recommend her and her team to anyone looking for a mortgage. She is a blessing to me and my family, I thank god everyday for her we would not be where we are today without her and her teams assistance!
Annissa Valencia
Annissa Valencia
I found Shirley several months ago by way of a house I was interested in buying. The seller recommended her as a VA lender. I contacted Shirley to request some loan options given that interest rates were historically high. Shirley sent me a spreadsheet that laid out about 5 loan options and broke down all of the numbers within those options. I could change parts of the spreadsheet to explore various scenarios. This all happened after I had already been working with another lender. Shirley won my business because of how she made everything so transparent and shared the best rates without me having to shop other lenders. I was able to evaluate all of my options easily and decide what made the most sense for our family. She told me all about rate but down options and we decided on structuring our loan and offer to the seller, requesting a seller-contributed buy down amount in lieu of a price reduction. That made all the difference in our new home being affordable, despite the current high rates. We were ready to close well ahead of schedule and working with her team was absolutely stress-free. Shirley is a straight shooter and works for her clients’ needs. Give her a call!
Jill Cisneros
Jill Cisneros
Shirley was great!! She answered all of our questions and helped us understand how to get the best rate! The process was quick! Would highly recommend Shirley and her team!
Arnold Gomez
Arnold Gomez
Shirley and her team do an awesome job with the loan process. They are very informative on every step of the process.
LUIS SMITH
LUIS SMITH
Great service from Shirley and Karolina! They were very attentive, helpful, and always answered me. Anything I needed, or questions I had, they were there!
Gina Chaney
Gina Chaney
I have worked with many lenders over my 20 years of being a realtor, and I have to say working Shirley Mueller was absolutely the best experience! We had a very short closing, and Shirley and her team were nothing less than spectacular! The process was easy and stress free for my buyers from the beginning all the way to closing. I can't wait until our next transaction together!
Les Ayers
Les Ayers
It was an amazing experience working with Ms. Mueller on obtaining financing our project from birth, now OUR HOME!! As a Military Veteran, understanding trust and true dedication to orders given, this young lady exemplified the courage and commitment to seeing this request given to her by my wife and I to see this project through from inception to completion. Ms. Mueller, we can’t thank you enough for a job well done and I would HIGHLY recommend you to anyone especially my Military Veteran Family, seeking a well qualified professional person to help finance their dream home or any project they wish to pursue. Thanks again Ms. Mueller and I personally wish you the very best in your career.
Josh Maynard
Josh Maynard
Smooth process and very friendly
Angel Brown
Angel Brown
Perfect transaction with superb communication. Thank you!
Courtney Rosa
Courtney Rosa
Shirley Mueller and Karolina Wong were the absolute best. They were both very attentive and informative throughout the entire loan process. Closing our loan was a breeze. They went through the loan process step by step and returned feedback within a few hours each day. Highly recommend. Five stars doesn’t even hold a candle to the work they put in. Thank you guys very much !

VA Loan Rates

Interest
as Low As
1 %
APR**
as Low As
1 %

Down payment: 0% & Term: 15 & 30 Yr Fixed 
Click HERE for important disclosures

Texas Vet Rates

Interest
as Low As
1 %
APR**
as Low As
1 %

Down payment: 0% & Term: 15, 20, 25 & 30 Yr Fixed 
Click HERE for important disclosures

Comparison

Compare a VA Loan and a Texas Vet Loan

VA Home LoanTexas Vet VA Home Loan
OverviewA VA loan is a government-backed mortgage program for eligible veterans & military personnel, known to make homeownership more accessible for those who have served in the military.A Texas Vet Loan is a state mortgage program offered by the Texas Veterans Land Board for veterans and military members, offering favorable terms that feature competitive interest rates and allow for VA, Conventional and FHA mortgages.
Be a legal resident of Texas at the time of Application
Property is for Primary Use Only
No Minimum Credit Score Required
Long lock terms available
Discounted rate for disability rating > 30%
Discount points allowed
Conventional & FHA loans available
More than one loan allowed at a time
Max loan amount is $766,550
No down payment required
Occupy as a primary residence for at least three years

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