About SHIRLEY MUELLER

Texas VA Loan
Specialist,

Shirley Mueller

Since 2003 Shirley has originated well over 3000 VA Loans. She has helped Veterans in almost every possible circumstance including active duty personnel deployed overseas, returning home, or with PCS orders…

She also regularly helps separated Veterans who may have income that includes Military retirement, disability and social security. And she frequently helps spouses of Veterans who find themselves handling the home purchase or VA loan refinance for their family.

Helping Veterans Achieve Homeownership in Texas

At CrossCountry Mortgage, we proudly help Texas Veterans and active military members take advantage of the VA home loan benefits they’ve earned. Through VALoansTexas.com, we are situated in Austin, TX and serve veterans across the entire state of Texas, offering clear, straightforward information and guidance on all VA home loan options.

Simplifying the VA Home Loan Process

Whether you’re buying your first home, refinancing, or building a custom home, our experienced team makes the Veteran home loan process simple and stress-free. VA mortgage loans require no down payment, offer competitive interest rates, and come with flexible qualifying guidelines—making homeownership more accessible for Texas veterans.

Build Your Dream Home With a VA Construction Loan

Ready to build from the ground up? We also help qualifying veterans get VA construction loans, covering every stage of your project—from lot purchase and design to final inspection. Our construction loan experts ensure you have peace of mind every step of the way.

Personalized Service for All Vet Loans

We understand the unique challenges military families face. That’s why we offer personalized support to help you navigate your VA loan with confidence—whether it’s a standard vet loan, a VA home loan, VA cash-out refinance, or a VA construction loan. We’re here to make sure you maximize your hard-earned benefits.

Contact Us for VA Loans in Texas

Our office is located at 6601 Vaught Ranch Rd #101, Austin, TX 78730, and we proudly serve veterans across Texas. Visit VALoansTexas.com or contact us today to learn more about your VA home loan options and get started with a trusted Texas VA lender.

Testimonials

What Our Clients Say

      EXCELLENT  
   Based on 95 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Kyle Boespflug 
 
 
 
 Trustindex verifies that the original source of the review is Google. Shirley and her team were an absolute pleasure to work with. They helped my wife and I obtain a VA Construction Loan which gave us the ability to build our dream home.
  
 
      Posted on Google  
   
   ERIC BAKER 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great experience with them. Shirley and her team are awesome. They do everything to make sure it is a smooth process for a VA loan. I read a bunch of great reviews about them and went with them because of that. I highly recommend using Shirley at Cross Country Mortgage.
  
 
      Posted on Google  
   
   Jamie Terry 
 
 
 
 Trustindex verifies that the original source of the review is Google. It was great working with Shirley Mueller and team on my buyer’s home purchase in Houston, TX. The VA home loan process isn’t always easy so, it was great to work with someone who specializes in VA loans. Shirley made the process easy. I highly recommend her. Jamie Terry- Priority One Real Estate
  
 
      Posted on Google  
   
   Priority One Real Estate 
 
 
 
 Trustindex verifies that the original source of the review is Google. Shirley was excellent to work with on our client’s VA home loan. VA loans can be tricky and it is so important to work with a loan officer that knows them well. Shirley did an excellent job!
  
 
      Posted on Google  
   
   Min Kyo 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ms. Shirley and her team are the BEST. Clear communication, specialized VA knowledge, responsiveness, and reduced stress. Thank you all for your help .
  
 
      Posted on Google  
   
   Priscilla Segovia 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great team!
  
 
      Posted on Google  
   
   Tara Ross 
 
 
 
 Trustindex verifies that the original source of the review is Google. Noel and I (The Loken Group) had a great experience with Shirley Mueller and Tim Bighley.  They provided excellent communication throughout the lending process.  We hope to work with them in the future!
  
 
      Posted on Google  
   
   Laura 
 
 
 
 Trustindex verifies that the original source of the review is Google. Shirley and her team at Cross Country Mortgage were amazing!  They responded to emails in a timely manner and answered any questions that we had.  The entire process took 5 weeks.  Thank you Shirley for making the process so smooth.
Ed and Laura
  
 
      Posted on Google  
   
   Isaac Muench 
 
 
 
 Trustindex verifies that the original source of the review is Google. Some agents on my team were more responsive than others. But the VA One Time Close Construction Loan is a big and complicated one.

A lot of waiting involved and some miscommunication, but that happens with project like this.

I believe Shirley’s team handled my loan better than any other lender I could have used.

In the end, I know I was in good hands.
  
 
      Posted on Google  
   
   Brittni Duoto 
 
 
 
 Trustindex verifies that the original source of the review is Google. The entire team was phenomenal on helping my client get to the closing table!  Couldn’t recommend them more!😊

VA Loan Rates

Interest

as Low As

6.5 %

APR**

as Low As

6.9 %

Down payment: 0% & Term: 15 & 30 Yr Fixed
VA Loan Rates important disclosures

Texas Vet Rates

Interest

as Low As

6.25 %

APR**

as Low As

6.65 %

Down payment: 0% & Term: 15, 20, 25 & 30 Yr Fixed
Texas Vet Rates important disclosures

Comparison

Compare VA Home Loan and Texas Vet Loan

	VA Home Loan	Texas Vet VA Home Loan
Overview	A VA loan is a government-backed mortgage program for eligible veterans & military personnel, known to make homeownership more accessible for those who have served in the military.	A Texas Vet Loan is a state mortgage program offered by the Texas Veterans Land Board for veterans and military members, offering favorable terms that feature competitive interest rates and allow for VA, Conventional and FHA mortgages.
Be a legal resident of Texas at the time of Application
Property is for Primary Use Only
No Minimum Credit Score Required
Long lock terms available
Discounted rate for disability rating > 30%
Discount points allowed
Conventional & FHA loans available
More than one loan allowed at a time
Max loan amount is $806,500
No down payment required
Intend to occupy as a primary residence for at least three years
	Apply Online Get a detailed comparison quote

Texas VA Loan Specialist,

Shirley Mueller

Helping Veterans Achieve Homeownership in Texas

Simplifying the VA Home Loan Process

Build Your Dream Home With a VA Construction Loan

Personalized Service for All Vet Loans

Contact Us for VA Loans in Texas

What Our Clients Say

VA Loan Rates

Texas Vet Rates

Compare VA Home Loan and Texas Vet Loan

Texas VA Loan
Specialist,