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Can I get a Veteran Loan if I have filed bankruptcy?

0
14 Aug 2012
by Shirley

Yes, but there are conditions. If it was a Chapter 13 bankruptcy then it must be at least 12 months since the bankruptcy before the you can obtain Department of Veterans Affairs financing. If the bankruptcy was a Chapter 7 bankruptcy then it must be 24 months from the discharge date. Also, you must have a relatively clean credit history since the bankruptcy with no late payments or collection accounts.

TEXAS VET LOAN RATES
for week of 10/25/2020

2.99% (3.179% APR*)

2.49% (2.679% APR*)
With 30%+ VA Disability Rating
Click HERE for important disclosures

15 & 30 YEAR FIXED RATES!
Up to $510,400

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Guaranteed Rate Inc.

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SHIRLEY MUELLER
has been named by

Guaranteed Rate Inc.
Vice President
of
Veteran Lending

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SCOTTSMAN GUIDE MAGAZINE
Has ranked Shirley Mueller as the

#7 VA LOAN ORIGINATOR
in the UNITED STATES

Shirley Mueller #7 VA Loan Originator

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TOP 1% of
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Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Dept. of Housing and Urban Development, the US Dept. of Veterans Affairs, the US Dept. of Agriculture, Texas Veteran Lands Board or any other government agency.


*Interest rates are set weekly by the Texas Veterans Land Board and are subject to change based on when you lock your interest rate. Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. Click HERE for an example.
Shirley Mueller
Sr. Loan Originator
Specializing in Texas Vet & VA Loans
NMLS ID: 336103

500 N. Capital of Texas Hwy., Building 2, Suite 210
Austin, TX 78746
888-788-4977

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

Guaranteed Rate Inc. Telephone Communications Disclosure

When you press SEND your information will be sent to Shirley Mueller or a member of her team who will contact you to review your information. Your credit won’t be checked until you provide your permission and Shirley has reviewed your information with you and answered any questions you may have. By submitting your phone number you are providing express written consent for Guaranteed Rate, Inc. and its affiliates, agents, and service providers to contact you at that number regarding products or services, including via auto-dialed and/or prerecorded or artificial voice calls and text messages (SMS and MMS), or email even if your telephone number is a cellular number or on a corporate, state, or the National Do Not Call Registry (DNC) or other do not contact list. You may also reach us at 866-934-7283 or by utilizing our services at Loan Options. You may opt-out at any time by emailing us a Do Not Call Request at DNC@rate.com and providing your phone number. Your consent is not required or a condition of any purchase. Message and data rates may apply. You also consent to our SMS terms, Privacy Policy and Terms of Use. By communicating with us by phone you consent to calls being recorded and monitored.