Can I get a Veteran Loan if I have filed bankruptcy? - valoanstexas.com

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Can I get a Veteran Loan if I have filed bankruptcy?

0
14 Aug 2012
by Shirley

Yes, but there are conditions. If it was a Chapter 13 bankruptcy then it must be at least 12 months since the bankruptcy before the you can obtain Department of Veterans Affairs financing. If the bankruptcy was a Chapter 7 bankruptcy then it must be 24 months from the discharge date. Also, you must have a relatively clean credit history since the bankruptcy with no late payments or collection accounts.

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Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Dept. of Housing and Urban Development, the US Dept. of Veterans Affairs, the US Dept. of Agriculture, Texas Veteran Lands Board or any other government agency.


*Interest rates are set weekly by the Texas Veterans Land Board and are subject to change based on when you lock your interest rate. Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. Click HERE for an example.
Shirley Mueller
Sr. VP of Veteran Lending
Specializing in Texas Vet & VA Loans
NMLS ID: 336103

3809 Juniper Trace, Suite 100
Austin, TX 78738

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

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