Why do I need to get Pre-Qualified if I am eligible for the Texas Vet & VA Loan Programs? - valoanstexas.com

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Why do I need to get Pre-Qualified if I am eligible for the Texas Vet & VA Loan Programs?

0
08 Aug 2012
by Shirley

Being eligible for a Veteran Mortgage through the Department of Veterans Affairs or Texas Vet Land Board, and being qualified are different. Qualification requires that we assess your income, debts and credit history in order to approve you.  We can get you pre-qualified in just a few minutes, and will then be able to tell you what your max loan amount is – what price house you can buy. We recommend getting pre-qualified before shopping for a home. Real estate agents and sellers will probably want a pre-qualification letter before they agree to enter a home purchase contract with you.  You’ll be better prepared to make an offer on a house when you find one if you get pre-qualified ahead of time.

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Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Dept. of Housing and Urban Development, the US Dept. of Veterans Affairs, the US Dept. of Agriculture, Texas Veteran Lands Board or any other government agency.


*Interest rates are set weekly by the Texas Veterans Land Board and are subject to change based on when you lock your interest rate. Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. Click HERE for an example.
Shirley Mueller
Sr. VP of Veteran Lending
Specializing in Texas Vet & VA Loans
NMLS ID: 336103

3809 Juniper Trace, Suite 100
Austin, TX 78738

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

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