Get a Texas Vet Mortgage Loan

✓ Soft credit pull only. Applying won’t affect your credit score.

My team reviews your application as soon as it comes in.
If you qualify, you get a pre-approval letter and a full itemized estimate.
If you’re not there yet, you get a clear plan to get ready.

how to get a texas vet or va loan

Step
01

Get pre-Qualified

The first step in getting a Texas Vet or VA Mortgage is to get pre-qualified for a home purchase or refinance using your Veterans Affairs benefit. We’ll be able to tell you what price home you are pre-qualified for and issue you a Veteran Mortgage pre-approval letter. Just fill out the short form to the right and a member of our team will contact you to get started.

Find a home to buy

Once you have been pre-qualified you for a Texas Vet or VA Mortgage, the next step is to find a house to buy (skip this step if refinancing). Make sure you let your realtor know you’ve been pre-qualified and that VA loans allow the seller to pay all of the buyer's normal closing costs, plus seller concessions (such as prepaid taxes and insurance or the funding fee) of up to 4% of the home's reasonable value.

Step
02

Step
03

formal loan application

Once you have found a home to buy, we’ll need you to complete the formal application. You can begin this process with our secure online application found at this link. We’ll need a copy of the purchase contract and we’ll also prepare all of the required disclosures for you to sign. We’ll also provide you with a list of personal documents that will be required for final loan approval.

Disclaimer: Receipt of an application is not a commitment to lend and not all borrowers will be approved.

Close on your New home

Once we receive your formal application and documents, we will process and underwrite your Texas Vet or VA mortgage, including ordering an appraisal. Once we have a loan approval, you will go to the closing where the final loan documents are signed and the purchase transaction along with transfer of ownership is completed. Now you get to move in to your new home!!

Step
04

Questions? Send a quick note

My team will reach out, usually the same business day. No cost or obligation.